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The Rise of UPI Payments in Digital India: Swiggy Joins the Fray Introduction: In the era of Digital India, UPI (Unified Payments Interface) payments are growing at an unprecedented rate. According to data from the National Payments Corporation of India (NPCI), transactions through UPI surged by 49 percent in June alone, reaching approximately 14 billion … Read more
Why Filing NIL Income Tax Returns (ITR) Matters: 5 Crucial Reasons Explained Introduction: In India, out of a population of approximately 140 crore, only 8 crore individuals file income tax returns. Many believe that if their taxable income is nil, filing an ITR is unnecessary. However, this misconception can lead to missed opportunities and potential … Read more
Choosing the Right Tax Regime for Salaried Employees: A Comprehensive Guide Introduction: Navigating the intricacies of income tax can be daunting, especially with the introduction of new tax regimes. If you’re a salaried employee wondering whether to stick with the old tax regime or switch to the new one, this guide will help you make … Read more
A Roadmap to Becoming a Millionaire: A Journey to Ten Million in 20 Years Topic: Ten Million In 20 Years Introduction: Investing in the future is a dream many of us nurture, and for Shamik, this dream translates into amassing 10 Million INR in 20 years. The power of compounding and averaging returns offers a … Read more
Government Announces Interest Rates for Small Savings Schemes The government has declared the interest rates for the second quarter of the current financial year for small savings schemes such as the Public Provident Fund (PPF) and Sukanya Samriddhi Yojana. Starting from July 1st, the PPF will yield an interest rate of 7.1%, while the Post … Read more
How to Write a Compelling Letter of Interest: A Step-by-Step Guide In the competitive job market, sometimes the best opportunities aren’t advertised—they’re created through proactive steps like sending a letter of interest. Also known as a letter of inquiry or prospecting letter, a letter of interest is a powerful tool to introduce yourself to companies … Read more
Mutual Funds vs. ETFs: Understanding the Differences and Benefits Investors looking to diversify their portfolios often turn to mutual funds and exchange-traded funds (ETFs). Both offer a way to invest in a broad array of assets, but they come with key differences that can significantly impact an investor’s strategy. Here’s an in-depth look at mutual … Read more